For Merchants

Accept cards.
Keep every cent.

Turn any iPhone into a payment terminal. 1.5% + $0.08. No hardware.

Start free →
Sarah's Coffee — card payment
$24.50
Payment captured

The rate gap

2.9% is a tax.
1.5% is yours.

Without tap2

2.9%

+ $0.30 per transaction (card-not-present)

Hardware: $200–$800 per reader
CNP interchange on every sale

With tap2

1.5%

+ $0.08 per transaction (card-present)

Zero hardware cost
Card-present interchange, always
Save ~$1,400/yr on $100K GMV

How it works

First payment in
under 5 minutes.

01 —

Download the app

Install Tap2 ONE from the App Store. No reader pairing. No hardware procurement. No certification delays.

02 —

KYC in-app (3 min)

Verify your identity directly in the app. Stripe-powered KYC — no paperwork, no fax, no waiting.

03 —

First tap

Accept your first card-present payment within 5 minutes of download. Apple Pay, Google Pay, tap cards — all at 1.5%.

Platform

Start with one.
Grow with the platform.

Core

tap2 ONE

The primary SoftPOS app. Card-present NFC acceptance on any iPhone.

Core

tap2 Wallet

Consumer wallet with cashback, P2P transfers, and ACH top-up.

Core

tap2 Checkout

App Clip–powered NFC checkout. Consumer taps their own phone.

Growth

tap2 Dine

QR ordering, split bills, kitchen display system.

Growth

tap2 Loyalty

Merchant-configurable cashback. Restricted + open credit lots.

Growth

tap2 Capital

Revenue-based financing. Up to 3× monthly GMV advance.

By industry

Your industry.
Your workflow.

☕

Food & Beverage

Cafés, food trucks, pop-ups, and market stalls — accept NFC payments before your first coffee order is ready.

  • No reader, no counter space lost
  • Split-bill and tip support
  • tap2 Loyalty cashback for regulars
✂️

Beauty & Wellness

Salons, nail studios, massage therapists — get paid on the spot, no PIN pad to share.

  • Client tap at the chair, not the desk
  • Service tip built into the flow
  • No monthly terminal rental
🛍️

Retail & Markets

Boutiques, craft vendors, vintage stalls — one iPhone, any location, card-present rates.

  • Works anywhere there's a signal
  • Apple Pay & Google Pay included
  • Daily payouts to your bank
🔧

Home Services

Plumbers, electricians, cleaners — collect payment at the job site without an invoice delay.

  • On-site tap when the job's done
  • No card data stored on device
  • Receipts auto-emailed to client
📸

Events & Creative

Photographers, DJs, event vendors — accept deposits and final payments without a card reader in your kit.

  • Deposit + balance split payments
  • Works in venues with poor Wi-Fi (offline queue)
  • Branded receipt with your name
🏋️

Fitness & Coaching

Personal trainers, yoga instructors, coaches — sell sessions and memberships without a payment app subscription.

  • Recurring payment links (no terminal needed)
  • Session bundles at card-present rates
  • tap2 Wallet cashback for members
🍽️

Restaurant Groups

Multi-location dining groups — unified terminal fleet, table-side ordering, and one analytics dashboard across all venues.

  • tap2 Dine: QR ordering + kitchen display
  • Per-location GMV and tip reporting
  • Cashback loyalty across all locations
🏨

Hospitality & Hotels

Boutique hotels and resorts — from check-in to poolside bar, one platform handles every payment touchpoint.

  • Room charge integration via webhook
  • Staff-device fleet management
  • Guest cashback wallet on checkout
👗

Specialty Retail Chains

Regional retailers with 5–50 locations — card-present rates at every till, loyalty programs that follow customers across stores.

  • Unified customer wallet across branches
  • Restricted cashback locked to your brand
  • Inventory webhook on every sale
🏥

Healthcare & Clinics

Multi-practitioner clinics and med spas — HIPAA-friendly tap-to-pay with no card data on device.

  • No card data stored on iPhone
  • Co-pay collection at point of care
  • Per-practitioner GMV reporting
🎓

Education & Studios

Gyms, yoga studios, music schools — sell memberships, class packs, and merch under one merchant account.

  • Membership + one-off payments unified
  • Class-pack bundles at card-present rates
  • tap2 Capital advance on recurring revenue
⚙️

Field Services

HVAC, facilities management, fleet operators — collect payment at the job site, sync to your ERP via webhooks.

  • Per-technician sub-accounts
  • Webhook push to ServiceTitan / Jobber
  • Card-present rate even in the field

Enterprise products are available as a unified suite or à la carte — deployed under your brand, priced on negotiated interchange-plus, and backed by a dedicated integration engineer. All built on the same platform API powering Tap2's own products.

Contact sales →
⚡

Core infrastructure

Platform API

REST API for sub-merchant provisioning, destination charges, custom fee rules, and fleet management. The same API surface Tap2 uses internally — no hidden abstractions.

🏷️

Brand control

White-Label ONE

Ship tap2 ONE under your own app name, icon, and color system. Full SoftPOS kernel — EMVCo-certified, Apple-approved — without building the payment stack.

📊

Intelligence

Enterprise Analytics

Multi-location GMV, cohort retention, cashback ROI, and chargeback rate — all in one dashboard. BI export (CSV / webhook) to Snowflake, Redshift, or any data warehouse.

💳

Loyalty at scale

Custom Cashback Engine

Per-location or per-SKU cashback rates. Restricted credit locked to your brand (viral P2P mechanic) + open credits spendable network-wide. No MTL exposure — platform float model.

🏦

Working capital

Capital Enterprise

Revenue-based advances with negotiated rates and custom repayment schedules. Dedicated underwriting desk. Up to 5× monthly GMV for enterprise cohorts.

🔗

Integrations

Event Bus + Webhooks

30+ signed webhook events with DLQ retry. Native connectors for Salesforce, HubSpot, ServiceNow, and ERP systems. Dedicated integration engineer for bespoke connectors.

Who is tap2 for?

Built for every
stage of growth.

SMB

Solo & small

1–10 staff · up to $1M GMV/yr

Get paid in 5 minutes. No hardware, no monthly fee, no commitment.

  • iPhone-only NFC terminal — no reader hardware
  • 1.5% + $0.08 card-present rate, always
  • KYC in-app (3 min) — no paperwork
  • Basic analytics + daily payouts
  • tap2 Wallet cashback out of the box

Food trucks, market vendors, solo practitioners, pop-ups

Start free →
Mid-Market

Growing business

10–200 staff · $1M–$20M GMV/yr

Multi-location terminals, loyalty programs, and integrations that scale with you.

  • Unlimited devices under one account
  • Merchant-configured cashback programs
  • tap2 Dine: QR ordering + kitchen display
  • tap2 Capital: revenue-based advances
  • Webhook events + REST API access
  • Priority support with 4h SLA

Boutique chains, restaurant groups, regional retailers

Book a demo →
Enterprise

At scale

200+ staff · $20M+ GMV/yr

Custom pricing, white-label options, and a dedicated team. Built on the same platform API used by Tap2's own products.

  • Negotiated interchange-plus pricing
  • White-label tap2 ONE under your brand
  • Platform API + sub-merchant provisioning
  • Dedicated integration engineer
  • 99.99% SLA + 24/7 incident response
  • Custom cashback rules per location

Franchise operators, national retailers, vertical SaaS platforms

Contact sales →