Tap2 Wallet

Pay with
your phone.
Earn every time.

Tap your card to your own iPhone at any Tap2 merchant. Cashback lands the moment the payment captures.

Your balance

$47.83

Open cashback
$12.40
Merchant credit
$8.20
Real balance
$27.23
Sarah's Coffee
2 min ago
+$0.37
Oak & Grain
Yesterday
+$1.20
Floral District
2 days ago
+$0.85

How it works

Three taps.
Zero friction.

01

Download the app

Get Tap2 Wallet from the App Store. Set up with a passkey โ€” no password needed.

02

Tap your card to pay

At any Tap2 merchant, tap your physical card to your own iPhone to pay. Card-present rates apply.

03

Cashback lands instantly

Merchant-configured cashback hits your wallet the moment the payment captures. Spend it anywhere.

Features

Your money.
Your rules.

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Cashback on every tap

Merchants set their own cashback rates. Open cashback spends anywhere in the Tap2 network. Restricted cashback earns you a bonus locked to that merchant.

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Your phone is the terminal

Self-tap: hold your physical card to your own iPhone. EMVCo-certified SoftPOS kernel โ€” no reader, no dock.

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Real balance

Link your bank via Stripe Financial Connections. Top up via ACH. Withdraw earnings to your bank in 1โ€“2 business days.

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Send to friends

Transfer open cashback credits peer-to-peer instantly. Restricted credits stay locked to the merchant that issued them.

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Passkey auth

No passwords. WebAuthn passkeys on your Face ID / Touch ID. Phishing-proof by design.

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Dispute protection

Open a dispute from the app. Provisional cashback credit is issued immediately while we investigate.

Also accepting payments?

Activate seller mode โ€” same app, no new hardware. Accept card-present payments from customers.

See Tap2 for merchants โ†’