Pricing

Size × Industry.
Your rate lives at the intersection.

Card rate depends on what kind of business you are and how large you are. Solo entry is always free. Every combination unlocks 0% wallet processing.

Industry ↓ · Size →	Solo $0/mo Free forever · No contract	Growth $29–49/mo Varies by industry · Cancel anytime	Enterprise Custom Multi-location · $10M+ GMV
🏪 General Retail Boutiques, salons, cafés, shops	1.5% + $0.08 0% + $0.05 wallet	$29/mo 1.2% + $0.05 0% + $0.03 wallet	Interchange++ 0% + $0.03 wallet
🍽️ Restaurant Full-service, QSR, food halls	1.5% + $0.08 0% + $0.05 wallet	$49/mo 1.2% + $0.05 0% + $0.03 wallet	Interchange++ 0% + $0.03 wallet
🚚 Field Service Mobile sales, delivery, routes	1.5% + $0.08 0% + $0.05 wallet	$29/mo 1.2% + $0.05 0% + $0.03 wallet	Interchange++ 0% + $0.03 wallet
🏦 Platform Fintechs, neobanks, PayFacs	Not available	$1,500/mo Pass-through + 0.3% GMV 0% + $0.03 wallet	Custom GMV rate 0% + $0.03 wallet

⚡

Wallet tap = $0.05 flat. No percentage. When a customer pays with Tap2 Wallet there's no card network in the loop — it's an internal ACH-backed ledger move. On a $100 sale you keep $99.95 instead of $97.50. That's 50× cheaper than a standard card tap.

Savings calculator

How much will you save?

Enter your current processing details to see your monthly tap2 savings.

Monthly GMV ($)

Avg transaction ($)

Current % rate

Current flat fee ($)

Monthly estimate

Current fees —

Tap2 fees (Retail) —

Retail plan $29/mo

Monthly savings —

Card-present rates applied. Estimates only.

FAQ

Common questions.

Find your industry row (General Retail, Restaurant, Field Service, Platform), then your size column (Solo = $0/mo free at 1.5% + $0.08, Growth = $29–49/mo at 1.2% + $0.05, Enterprise = custom Interchange++). Your card tap rate lives at that intersection. Solo entry is always free — you get the full card-present NFC rate on day one.

A wallet tap is when a consumer pays using the Tap2 Wallet app. Because both the merchant and consumer are inside the Tap2 ecosystem, there is no card network in the loop — payment is an internal ACH-backed ledger move. The flat $0.05 fee covers settlement cost only. On a $100 sale you keep $99.95 instead of $97.50.

No. Tap2 works on any NFC-capable iPhone (7+). No external readers, no docking stations, no certification bureaucracy.

Card-present transactions settle via Stripe in 1–2 business days (Solo) or same-day ACH (Retail and above). Wallet taps settle in real time on the internal ledger. Tap2 itself never holds merchant funds.

Yes, at any time. Upgrades take effect immediately; downgrades take effect at the end of the current billing period. No lock-in contracts.

Tap2 is PCI DSS Level 1 certified. Our SoftPOS kernel is EMVCo-approved. Cardholder data is tokenised at the device level — no raw PANs ever reach Tap2 servers.

Size × Industry.Your rate lives at the intersection.

How much will you save?

Common questions.

Ready to start saving?

Size × Industry.
Your rate lives at the intersection.